Simplify · Transform · Empower
Financial clarity for Tweed Coast. We're a team of "accountants with a difference," blending coastal warmth with expertise to grow your wealth and business.
Bookkeeping & BAS
Cloud bookkeeping in Xero with quarterly BAS prepared and lodged for you.
Automate nowAccounting & Tax
Accurate tax returns and compliance, handled properly, with advice that actually makes sense for your business.
Learn moreMortgage Broking
Local lending expertise to help you secure your piece of the Tweed Coast paradise.
View optionsMore than ticking boxes.
We care about people first.
At STE Financial we believe great accounting starts with great relationships. Here's what makes us different.
Approachable
Friendly, real, and easy to talk to. We don't do confusing or cold.
Systems & accuracy
Methodical, proven systems with layered checks so your numbers are spot-on.
Truly invested
We treat your business like it's our own, we are here for the long haul.
Fun bookkeepers
We bring personality to the numbers, even the boring bits.
Clear communication
We listen first and explain things simply so you stay in control.
Uninterrupted service
Robust systems mean we deliver consistently, even at year-end.
Based in Kingscliff, serving Australia-wide.
A small, experienced team of CPAs, BAS agents and mortgage brokers who treat your business like it's their own.
Mark Moore
Partner · Mortgage Broker
Bachelor of Accounting, BAS Agent and CPA-trained. Hospitality background as Area Financial Controller for Accor. Now helps clients with both bookkeeping and home loans.
Craig Hughes
Partner · CPA
Bachelor of Accounting and CPA. Deep operations, management and finance experience across the hospitality industry.
Michelle Johnston
Senior Bookkeeper
30+ years across multiple industries, Cert 4 in Financial Services, Xero accredited. Small business bookkeeping, payroll and data entry.
Julia Boyle
Bookkeeper · Mortgage Broker
HR, accounting and management experience across human health, veterinary, aviation, hospitality and tourism.
Candice Casagrande
Bookkeeper · Admin Support
Former cafe owner with hands-on experience across multiple industries. Strong on Xero, payroll and BAS. Currently completing Cert IV in Accounting & Bookkeeping, and brings the same rhythm to your books that she brings to her music.
Recent reads
Turning your accounting data into a growth engine
Stop looking at your tax return as a chore. Your numbers are actually your best tool for business expansion when you use our ste360 reporting tools.
Why clean accounting data equals faster loan approvals
Mark explains how tidying your business files helps STE Financial secure better rates for self employed legends looking to buy property.
Why using a mortgage broker who is also an accountant makes sense for small business owners
Discover why combining tax expertise with mortgage broking simplifies the home loan process for Australian small business owners.
Ready for accountants who actually answer the phone?
A 30-minute discovery call costs nothing and tells you exactly where you stand. No jargon. No upsell.